A financial strategy that matches your life goals
With a focus toward where you are in life — building a career, growing a business, investing for your children’s education, or planning for retirement — we create a customized and integrated financial strategy that matches your objectives. In this process, we simplify what can be complicated concepts, making them understandable and useful. Our goal is to increase your level of comfort and understanding, giving you time to focus on business and family, rather than finances. Some of the concepts we can assist you with include:
1. Retirement Income Strategies
2. Asset Protection Planning/Risk Management
3. Goal-Based Planning
4. Income-Tax Minimization
5. Cash Flow Planning/Debt Management
6. Education Funding
Financial planning is a multi-step process that provides you with two important things: (1) An in-depth review of your current financial situation, and (2) a blueprint that shows you how to achieve your goals and objectives for the future. Review our seven steps to a successful financial plan.
Beard Investments, Inc. offers fee-only investment management services. The fee, a percentage of assets under management, varies depending on the dollar amount under management. Because Beard Investments, Inc. does not receive commission, we offer clients the utmost of objectivity and integrity. The organization is in no way tied to any financial product and has no incentive to buy or sell unless the transaction meets the client’s needs. The bottom line is that the fee-only approach puts the client interests first. We believe this is a very ethical way to operate a financial services business.
Our commitment to you
Beard Investment Services is a Registered Investment Advisor that manages all types of investment accounts. An investment advisor must adhere to a fiduciary standard of care presented in the Investment Advisers Act of 1940. Fiduciary advisers are registered with the SEC or the state security division, and they are acknowledged fiduciaries that provide ongoing financial advice and services. Fiduciary advisers typically receive compensation on a quarter-by-quarter basis for continued services, and that compensation ends if the investor is dissatisfied and chooses to leave the firm.
An adviser with fiduciary responsibilities is held to a higher ethical standard and should have the knowledge to provide sophisticated wealth management services and advice. RIA’s are licensed to provide ongoing financial advice.
The investor must always come first. We are guided by an unwavering moral obligation to do what is right for our clients. It’s not just our promise, it’s our responsibility. We are a registered investment advisory firm that chooses to be legally bound to act in the best interest of our clients.
Securities and brokerage services offered through Beard Financial Services, Inc. Member FINRA & SIPC.
Investment advisory services and products are offered through Beard Investment Services, Inc. Beard Investment Services, Inc. is a registered investment advisor with the Securities and Exchange Commission of the United States. A more detailed description of the company, its management and practices are contained in its “Firm Brochure”, (Form ADV, Part 2A). A copy of this Brochure may be received by contacting the company at: 108 W. Western Reserve Road, Youngstown, OH 44514 (330) 758-0575. www.sec.gov
Beard Financial Services, Inc. and Beard Investment Services, Inc. are affiliated companies of Beard Pension Services, Inc.